Abstract

With life expectancy dramatically increasing throughout much of the world, people have to make choices with a longer future in mind than they ever had to before. Yet, many indicators suggest that undersaving for the long term often occurs: in America, for instance, many…

Hershfield, H. E. (2011). Annals of the New York Academy of Sciences, 1235(1), 30–43. DOI

Key findings

  • future self — With life expectancy dramatically increasing throughout much of the world, people have to make choices with a longer future in mind than they ever had to before.
  • continuity — Yet, many indicators suggest that undersaving for the long term often occurs: in America, for instance, many individuals will not be able to maintain their preretirement standard of living in…